In last month’s Use Case Spotlight, we featured tips and tricks from Habiticans about using the site and apps to work on Cultivating Positivity. This month, as the holiday season approaches, we’re changing it up and looking at ways to use Habitica to build and improve your financial well-being — particularly in a season that can leave us strapped as we shop for gifts, decorations, and other festive things! Let’s look at some great ideas for using Habitica to set (and maintain!) new tasks and goals related to Money Matters. These come from your fellow players in the Use Case Spotlights Guild!
James uses Dailies and gets extra accountability through the Financial Discipline Guild and Challenges!:
I have used Habitica extensively to work on my finance game. I have dailies every two weeks (on payday) to balance my checkbook, pay my credit card bills, make savings deposits and do my budgeting.
The Financial Discipline Guild is also a great place to share information, with lots of great challenges, too. It’s where I queried the group to find the best budgeting app.
I’m also running a trilogy of Challenges in the Guild and my party to save up for the emergency fund, and also some fun to-dos to work on taxes, charities, and account management.
Shallan combines Habits and Dailies with a spreadsheet to track expenses and savings:
I have tried to keep things simple. I have a Habit, called “Find where you lost gold,” which I click up whenever I enter an expense. I also have a Daily, which I only get to click if I’ve logged all of my expenses for the day. I have a really simple spreadsheet with my budget, which also calculates how much money I have left “for each day” in the month. I find that number really helpful, as it reminds me how quickly $5 here or there stacks up / eats away at my monthly allowance.
I hope to expand this by adding categories, which will help with future budgeting (“fixed” costs, like personal grooming items) and when tax season comes around.
NickyJay creates a daily budget and watches the savings add up!
I created a daily: “Stay within allotted budget.” I set up a budget for every day of the week, varying from day-to-day based on activities and work schedules I usually have during certain days. I set them all up side by side on a spreadsheet. When I don’t use all of my budget for one day, I set it up so it transfers to the next day. Finally, it shows the amount leftover from my allowance at the end of the week, and I take 20% off of that and move that to savings. It’s been keeping me honest and responsible with my spending and it shows me where I’m spending and rewards me for not spending more than I should. Plus, saving is becoming a lot easier.
Fox_town uses a Habit to stop impulse spending in its tracks!
I have a + habit for “Saw something I wanted to buy – but didn’t, because I didn’t need it”. Once you start paying attention, it’s amazing how many times you can keep your dollars in your pocket for something more important. 🙂
This month’s topic generated an exceptional number of awesome tips and ideas — unfortunately too many to share here! But you can see them all and join in the discussion in the Use Case Spotlights Guild — one of your ideas could be featured next month! Look for an announcement of next month’s theme from Bailey soon.
Also, if you missed it you may want to take a look at our most recent Guild Spotlight, which showcases groups dedicated to Cultivating Positivity!